Florida is a fantastic place for motorcyclists to enjoy the scenery and the wind in their hair (or helmet). Unfortunately, statistics demonstrate that Florida also has the highest number of fatal motorcycle accidents than any other state in the U.S. Anyone who hits the road on a motorcycle is at risk of crashing and sustaining serious injuries, and it is important to know what to do in the aftermath of an accident to protect your rights.
Get Medical Attention and Keep Up with Your Treatment
Motorcycle accidents often cause severe traumatic injuries to motorcyclists, as they have little protection from another vehicle or the ground. In some cases, it may be immediately obvious that a motorcyclist is in serious condition and needs to be transported by an ambulance to the hospital. Even if you are uncertain of your condition, you should always allow medical personnel on the scene to decide whether such transportation is necessary for you.
If you do not need an ambulance ride, it is still important that you go directly to the emergency department if you are feeling any signs of injury, such as soreness, stiffness, or even a headache. It is critical that any injuries – even relatively minor ones – be diagnosed right away so you can receive the treatment you need and minimize complications. Getting diagnosed as soon as possible can also make an insurance claim or lawsuit simpler as your medical records can clearly indicate the cause, nature, and severity of your injuries.
When a doctor recommends a course of treatment, you should stick to it. Too many people fail to follow their treatment plan out of concerns regarding costs or missing work. However, getting the right treatment is important for your health and an attorney can help you recoup the costs of treatment.
Learn about Your Legal Options and Rights Under Florida Law
Obtaining compensation for your medical costs, lost income, and other losses can be complicated after a Florida traffic accident. If you were in a car at the time of a crash, the law would require that you start be seeking payment from your personal injury protection (PIP) insurance coverage that is required for all drivers in our state. However, the rules are different for motorcyclists, however, as PIP insurance only applies to drivers of vehicles with at least four wheels.
For this reason, motorcyclists have the right to file a claim with another driver’s insurance company if they can demonstrate that driver was liable for the collision. If an insurance policy or settlement offer is inadequate to cover your losses – which is common in cases involving serious injuries – you have the right to seek all of the compensation you deserve for your many losses by filing a claim for personal injury in Florida civil court. The best method of seeking compensation will depend on your specific situation and an experienced motorcycle accident lawyer can advise you of your rights and best options.
Call an Attorney Before Making an Insurance Claim
Many motorcycle accident victims may believe the insurance process will be easy – they make a claim with the other driver’s company and receive a check. However, insurance claims are rarely that simple and you can improve your chances of full financial recovery by calling an attorney before you even make a claim.
Our law firm can help you in the following ways and more:
- Analyze the events of your accident to determine whether or not a driver or another party may be held legally liable.
- Assess the full value of all of your losses, which may include existing medical bills and lost wages as well as future lost earnings, future medical costs, pain and suffering, and more.
- Handle all communications with insurance adjusters to maximize the chances of a fair settlement offer whenever possible.
- Review any insurance offers and advise you of whether they are sufficient to cover your losses or not.
- Negotiate for a higher insurance payout if possible.
- Advise you when your best course of action is to pursue a personal injury lawsuit because the insurance process is inadequate for your losses.
- Handle every aspect of the litigation process to obtain the settlement or award you deserve.
Discuss Your Case with a Fort Lauderdale Motorcycle Accident Attorney
If you’ve been in a motorcycle accident and suffered injuries and losses, your first call should be to the law office of Joseph LoRusso. We know how to represent the rights of accident victims, so please learn more from a Ft. Lauderdale motorcycle accident lawyer by calling 954-715-3260 for help today.